Supreme Lending is a full-service mortgage lender where the customer always comes first. We strive to provide our customers with the best home financing experience possible, building customers for life. Trusted as the premier mortgage originators in our Willmar, TX community, explore our many loan offerings and options, including
*Supreme Lending is not a licensed CPA or Tax consultant and therefore, cannot determine if your mortgage interest will be eligible as a tax deduction per IRS code. You are advised to contact a tax professional. This in no way implies you are guaranteed a tax credit.
Yes, we encourage you to use our monthly payment calculator. If you need an estimate for refinancing, down payment costs, and affordability, we have a calculator for that, too. It’s smart to have a ballpark figure so you can create a realistic spending plan before buying your home.
Government and traditional loan programs are the two main types. Both are further broken down into subcategories. For example, government loans include VA, FHA, and USDA loans. Traditional loans have 15- to 30-year terms and a fixed-rate mortgage. This means you’ll be paying the same amount every month in interest and principal.
While going through the home loan approval process, you may have come across some unconventional terms. While you don’t need to know every single one, it’s good to have some knowledge of loan lingo. We’ve created a glossary of key terms to help you navigate the process.
Yes. One of the first questions you’ll be asked when you apply for a home loan is how much your monthly expenses are. It’s in the best interests of both parties if you take some time and calculate your exact monthly expenses. Otherwise, you may end up with more house than you can pay for.