VA – Veterans Affairs

VA loans are mortgages guaranteed by the U.S. Department of Veterans Affairs that provide military Veterans, active duty personnel, and eligible living spouses a home loan that is federally guaranteed. This highly successful program has aided millions of Veterans and their families secure a home.


  • No down payment required 
  • Lower interest rates 
  • No mortgage insurance is required
  • Limited origination fees and closing costs
  • Limited appraisal fees


Key Points

  • A Certificate of Eligibility (COE) must be provided by the VA
  • Closing costs may be paid by the lender and seller
  • One-time funding fee must be paid by the borrower based on the loan amount and time served by the applicant.
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NOT A GUARANTEE, OFFER OR AGREEMENT. EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 ( 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. © 2017. Information, rates, & programs are subject to change without prior notice. Subject to credit & property approval. Not affiliated with any government agency. Intended for Texas Consumers Only. Texas- SML Mortgage Banker Registration Residential Mortgage Loan Originator.