USDA – US Department of Agriculture

A USDA Rural Development Program helps lower-income individuals and families realize their dreams of homeownership. Loans guaranteed by the USDA are only offered on properties that exist in designated rural areas. This program offers financing for mortgages without many of the restrictions other programs often require. The major benefit of USDA home loans is that you don’t need a down payment, providing more opportunities for lower-income families to purchase and own a home. Not sure how to begin? Reach out to the Supreme Lending Willmar team today. We can’t wait to help make your dream of homeownership a reality.


USDA Guaranteed Rural Housing Loans Program Key Points:

  • No required down payment
  • Property must exist in an eligible rural area
  • Applicants must have a wide range of credit profiles
  • Income-eligible applicants must not be able to qualify for Conventional financing
  • Lower income families and individuals
  • Applies to both first-time and repeat homebuyers
  • Available for 100% financing
  • Seller conditions allowed
  • No requirement for a cash reserve
  • No non-allowable costs
  • Not a first-time homebuyer? No problem.
  • Gift funds are not limited
  • Maximum eligible income limits apply
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NOT A GUARANTEE, OFFER OR AGREEMENT. EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 ( 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. © 2017. Information, rates, & programs are subject to change without prior notice. Subject to credit & property approval. Not affiliated with any government agency. Intended for Texas Consumers Only. Texas- SML Mortgage Banker Registration Residential Mortgage Loan Originator.