For extremely clear and transparent home loans, trust Supreme Lending. With our national 2021 customer satisfaction rate of 97.8% and our closing rate of 20.67 days, we eliminate the stress and guesswork from the homebuying process. Our expert insights, fast turnaround times, and collaborative communication keep you in the loop every step of the way. With us, your journey of buying your new home will feel like a walk on the beach rather than a marathon. When you’re ready to purchase a new home, call Supreme Lending Willmar.
*Supreme Lending is not a licensed CPA (Certified Public Accountant) or Tax consultant and, therefore, cannot determine if your mortgage interest will be eligible as a tax deduction per IRS code. You are advised to contact a tax professional. This in no way implies you are guaranteed a tax credit.
Navigating the homebuying process can be challenging. That’s why it’s a good idea to bring Supreme Lending to the table. Our seasoned professional team has one goal in mind: to work with our clients and process home loans with efficiency and accuracy. We make it as effortless as possible to secure a loan so you can purchase a new home. Leave the details to us.
With a 97% customer satisfaction rating, it’s clear we take our work seriously. We’re here for you, from the time you fill out the initial loan paperwork until you reach the closing table. We’re available to answer your questions, manage your concerns and process your loan so you can move in as quickly as possible. You’ll be pleasantly surprised at how easy it can be to purchase a home!
It’s critical to become pre-qualified before you start shopping for your dream house. Borrowers who are pre-qualified are able to purchase a home under the terms and conditions they can feel comfortable affording. It also gives you the upper hand when negotiating with sellers because they’ll know you’re already qualified to buy the home.
The process of getting pre-qualified is fairly basic. You’ll need to provide some details like your employment status, financial records, and the locations where you plan to hunt for your home. This dialogue helps you figure out the type of house you can afford and the loan that best fits your needs and circumstances. If you’re ready to begin the steps of pre-qualification, contact us, and a licensed representative will be in touch.
There are several things to consider before you start applying for home loans. Here are some of the common questions we’ve been asked by our previous customers. Want to read more? Check out more FAQs and answers!
Yes, we encourage you to use our monthly payment calculator. If you need an estimate for refinancing, down payment costs, and affordability, we have a calculator for that, too. It’s smart to have a ballpark figure so you can create a realistic spending plan before buying your home.
Government and traditional loan programs are the two main types. Both are further broken down into subcategories. For example, government loans include VA, FHA, and USDA loans. Traditional loans have 15- to 30-year terms and a fixed-rate mortgage. This means you’ll be paying the same amount every month in interest and principal.
While going through the home loan approval process, you may have come across some unconventional terms. While you don’t need to know every single one, it’s good to have some knowledge of loan lingo. We’ve created a glossary of key terms to help you navigate the process.
Yes. One of the first questions you’ll be asked when you apply for a home loan is how much your monthly expenses are. It’s in the best interests of both parties if you take some time and calculate your exact monthly expenses. Otherwise, you may end up with more house than you can pay for.
At Supreme Lending, our approach allows us to efficiently underwrite, close, and fund loans. Complete our contact form to get pre-qualified for your home loan today!