FHA 203(K) REHAB Loans

Create the home you’ve always dreamed of with our FHA 30-year fixed-rate 203(K) Rehabilitation Loan program. Improve your existing home or buy one that needs repair or updates with a Renovation loan. This program allows you to finance a new home or refinance and renovate your current one with an all-in-one mortgage rather than having to apply for multiple different loans.


Program Benefits 

  • Minimum credit score of 620
  • Maximum 55% Debt-to-Income (DTI) for credit scores > 680
  • Maximum 50% DTI for credit scores 640-679
  • Maximum 43% DTI for credit scores 620-639
  • Required to have an FHA 203(K) consultant
  • Disbursements of up to five can be made
  • No maximum rehab escrow amount
  • Funds are disbursed to contractors as work is inspected after completion
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NOT A GUARANTEE, OFFER OR AGREEMENT. EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. © 2017. Information, rates, & programs are subject to change without prior notice. Subject to credit & property approval. Not affiliated with any government agency. Intended for Texas Consumers Only. Texas- SML Mortgage Banker Registration Residential Mortgage Loan Originator.